Chinese commercial banks gain margin relief, but subdued lending dims outlook

Chinese commercial banks recorded a rare, modest uptick in net interest margin (NIM) in the second quarter of 2026, mark

ing the sector’s first quarterly expansion in the profitability indicator since 2022, even as underlying loan demand remained weak. Average NIM for commercial banks edged up 1 basis point to 1.41 per ...

via South China Morning Post
 
 
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